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Our Core Principles

Fee-only

Fee-only means that we do not sell products.  We do not receive commissions, trails, or referral fees from any sources.  We work solely for our clients and are only compensated by our clients.  So we work with your best interests in mind, creating a partnership striving for success.

Independence

We are independently owned and operated and therefore do not answer to any brokerage firm, trust or insurance company, or bank.  We are fiduciaries under the law and therefore must put our clients’ interests above our own, avoiding any conflicts of interest.  Our only loyalty is to our clients.

Integrity

We hold ourselves to the highest ethical and moral standards.   We will not engage in any behavior which would compromise the privacy of our clients or the integrity of our advice. 

Service

We are committed to offering the best investment opportunities for our clients.    Our recommendations are based on each individual clients’ specific needs and goals.   We strive to know our clients not only financially, but personally.

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