Financial Planning: Dangers of Doing It Alone

Preparing for retirement requires a financial plan that considers a variety of factors. According to the Financial Planning Association of Minnesota, "financial planning is a process and not a product." Your financial plan is a long-term approach to managing finances to achieve a dream or goal for the future. At the same time, a financial plan must consider a variety of barriers that could challenge your ability to reach those goals. These barriers are variable and change in every stage of life.

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