For generations a debate has raged on over whether it’s best to buy whole life insurance or to buy term life insurance and “invest the difference”. Proponents
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When universal life insurance debuted in 1982, it quickly became a popular alternative to whole life insurance policies which had been losing favor due to its
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You’ve spent hours figuring out your life insurance needs, researching products and speaking with agents. You’ve been provided with several premium quotes, and
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Many people deal with credit card debt all of their lives with most of them giving little or no thought to what happens with their debt after they die. The fact
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Once the need for life insurance is determined, the discussion almost invariably turns to the choice of term life insurance versus whole life or permanent
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Life is full of uncertainty and the best laid financial plans must account for the unexpected. The loss of a loved one is never imagined, but the loss of a
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Universal life insurance was launched in the early 1980’s at a time when interest rates were historically high and its forebear, whole life insurance couldn’t
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A growing number of parents are becoming concerned over the limitations of their college savings options and the poor returns they’re generating. 529 college
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Most people who buy term insurance are satisfied that they are paying less for their coverage than they would with a permanent life insurance plan. Still, many
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In the realm of investing, few financial instruments have garnered more controversy than annuities. Unquestionably, annuities have their share of critics
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Life insurance and annuities have always been considered to be among the safest of all financial instruments. Even as banks were being shuttered during the
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It is not often that the topics of life insurance and annuities are brought up in the same discussion, primarily because they serve two very distinct purposes
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