Do Your Donor Due Diligence

If you’re like most Americans, you make the majority of your donations to charitable organizations in November and December. But as you get ready to pull out your checkbook to write that check or go online to make a donation from your favorite organization’s website, make sure to perform some due diligence; particularly if you’re considering giving to an organization for the first time.

So, what should you know about the organization you are interested in giving to? Here are a few things to look for:

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What if You Get Audited by the IRS?

As the saying goes, there are two certainties in life: death and taxes. On the former, there is not much you can do to make the experience more enjoyable than live a good life. As far as the latter is concerned, the process is rarely painful unless you find your return under audit by the IRS. The Tax Foundation notes that the IRS audited the returns of some 1.2 million American households in 2015, but that does not necessarily mean you are likely to face an audit yourself.

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What You Should Keep in Mind Amid Market Volatility

Investing in the stock market can be a nerve-wracking experience, to say the least. The US markets have been some of the most successful and powerful in the last century of human history, but the markets are never sunny every day. There are downs to correct the ups, and even when the markets seem invincible, downturns are lurking just around the corner. After all, the Dow Jones Industrial Average alone had a remarkable year in 2017, setting one record close number after another.

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Don’t Let Divorce Wreak Financial Havoc

Divorcee rates of people over 50 have practically doubled in the past 30 years. This rise in so called “grey-divorce” is due to many factors - not the least of them being the over-50 population is only growing as baby boomers age. Divorce is deeply personal decision that can affect your life dramatically. The last thing you want it to do is lose you your retirement.

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