When the holiday season rolls around, it is time to make plans with friends and family to get together and celebrate. Part of that celebration entails spending some of your hard-earned money on meaningful gifts for those you love. However, for many people the holidays become a stressful period where paychecks are stretched to the max and the credit card sometimes accrues debt. Want to enjoy a holiday where you do not break the bank? Here are a few tips to help!
Shop with a Budget
When children head off to college, they are leaving the nest for the first time. This is the first experience many will have with taking care of their own living needs, shopping for groceries and household goods, and also the first time many will encounter their own fiscal decisions. Once your child graduates from college, they are going to face numerous financial challenges. Helping them start a budget to keep track of their finances is the best tool you can give them. If you are unsure of where to start, here are some tips to help them setup a budget to follow.
There is no greater joy in the summer than taking a vacation. Travel solo or take the family with you; summer is the best time to bring everyone together on a whirlwind trip. However, taking a trip this summer vacation should not mean suffering financially for the rest of the year. Before you hit the road or fly the friendly skies, do your research so you can spend smarter, not just more, this year on your summer vacation.